My friend and cohort, Darla Rowe, a mortgage industry professional, says that even though interest rates have inched up lately, (on average about 0.35% in the last couple of weeks), refi’s are certainly moving.  ”Finally!,” she says.  Darla, over at Inspire One Inc. here in Morgan Hill, is currently working on a book that will be wonderful to give to clients.  The book will give straight-talking, honest advice about what really happens in the lending industry and who to trust when shopping for a loan.  Darla specializes in residential purchase financing and refinancing.  She can be reached at 1-888-360-7474.